.page-hero.ip-hero{background:var(--mist);border-bottom:1px solid var(--line);padding:clamp(26px,4.4vw,56px) 0 clamp(30px,4.2vw,52px)}.ip-hero .crumbs{margin-bottom:clamp(14px,2vw,22px)}.page-hero.ip-hero h1{letter-spacing:-.022em;text-wrap:balance;max-width:24ch;margin:0 0 14px;font-size:clamp(1.9rem,1.3rem + 2.3vw,2.9rem);font-weight:800;line-height:1.12}.page-hero.ip-hero .lead{max-width:62ch;color:var(--ink-2);margin:0;font-size:clamp(1.05rem,.98rem + .3vw,1.2rem);line-height:1.55}.page-hero.ip-hero .lead p{margin:0 0 .6em}.page-hero.ip-hero .lead p:last-child{margin-bottom:0}.ip-hero .btn-row{margin-top:24px}.ip-hero-grid{grid-template-columns:minmax(0,1.45fr) minmax(290px,.85fr);align-items:start;gap:clamp(22px,4vw,56px);display:grid}.ip-hero-grid>*{min-width:0}@media (max-width:900px){.ip-hero-grid{grid-template-columns:minmax(0,1fr)}}.ip-kicker{border-radius:var(--r-pill,999px);background:var(--teal-soft);color:var(--teal-2);align-items:center;gap:8px;margin:0 0 12px;padding:5px 12px;font-size:.88rem;font-weight:700;line-height:1.3;display:inline-flex}.ip-kicker .icon{width:1em;height:1em}.ip-kicker.muted-k{background:var(--mist-2);color:var(--ink-2)}.ip-chips{flex-wrap:wrap;gap:8px;margin:20px 0 0;padding:0;list-style:none;display:flex}.ip-chips>li{border-radius:var(--r-pill,999px);background:var(--bg);border:1px solid var(--line);min-height:36px;color:var(--ink-2);align-items:center;gap:7px;padding:6px 13px;font-size:.9rem;line-height:1.3;display:inline-flex}.ip-chips>li>.icon{width:1.05em;height:1.05em;color:var(--teal)}.ip-chips a{color:var(--navy-2)}.ip-summary{background:var(--bg);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow);padding:clamp(18px,2.6vw,28px)}.ip-summary-h{letter-spacing:0;color:var(--teal-2);align-items:center;gap:8px;margin:0 0 12px;font-size:1rem;font-weight:700;display:flex}.ip-summary-h .icon{width:1.15em;height:1.15em}.ip-summary>p{color:var(--ink);margin:0 0 12px;font-size:1.04rem}.ip-summary>p:last-child{margin-bottom:0}.ip-summary .btn-row{margin-top:16px}.ip-checks{gap:12px;margin:0 0 1em;padding:0;list-style:none;display:grid}.ip-checks:last-child{margin-bottom:0}.ip-checks>li{color:var(--ink);padding-left:36px;line-height:1.5;position:relative}.ip-checks>li:before{content:"";background:var(--teal-soft);border-radius:50%;width:24px;height:24px;position:absolute;top:0;left:0}.ip-checks>li:after{content:"";background:var(--teal-2);width:14px;height:14px;position:absolute;top:5px;left:5px;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") 50%/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") 50%/contain no-repeat}.ip-checks>li b,.ip-checks>li strong{color:var(--ink)}.ip-checks small{color:var(--mute);margin-top:2px;font-size:.86rem;display:block}.ip-steps{counter-reset:ips;gap:12px;margin:0 0 1em;padding:0;list-style:none;display:grid}.ip-steps:last-child{margin-bottom:0}.ip-steps>li{counter-increment:ips;min-height:30px;padding-left:44px;line-height:1.5;position:relative}.ip-steps>li:before{content:counter(ips);background:var(--teal-soft);width:30px;height:30px;color:var(--teal-2);font:800 .9rem/1 var(--font-num);border-radius:50%;place-items:center;display:grid;position:absolute;top:-2px;left:0}.ip-facts{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:0;padding:0;list-style:none;display:grid}.ip-fact{background:var(--bg);border:1px solid var(--line);border-radius:var(--r-md);align-items:flex-start;gap:12px;min-width:0;margin:0;padding:14px 16px;display:flex}.ip-fact>.ic{background:var(--mist-2);width:42px;height:42px;color:var(--navy-2);border-radius:12px;flex:none;place-items:center;display:grid}.ip-fact>.ic .icon{width:22px;height:22px}.ip-fact>div{min-width:0}.ip-fact b{font:700 1.08rem/1.25 var(--font-num);color:var(--ink);overflow-wrap:anywhere;display:block}.ip-fact span{color:var(--mute);margin-top:2px;font-size:.86rem;line-height:1.35;display:block}@media (max-width:720px){.ip-facts{grid-template-columns:minmax(0,1fr);gap:8px}}.ip-alert{border-radius:var(--r-md);background:var(--mist-2);border:1px solid var(--line-2);color:var(--ink);grid-template-columns:34px minmax(0,1fr);align-items:start;gap:12px;margin:0;padding:14px 16px;font-size:.97rem;line-height:1.5;display:grid}.ip-alert>.ic{background:var(--bg);width:34px;height:34px;color:var(--navy-2);border-radius:50%;place-items:center;display:grid}.ip-alert>.ic .icon{width:19px;height:19px}.ip-alert>div{align-self:center;min-width:0}.ip-alert p{margin:0}.ip-alert p+p{margin-top:6px}.ip-alert strong{color:var(--ink)}.ip-alert.ok{background:var(--teal-soft);border-color:color-mix(in srgb, var(--teal) 28%, transparent)}.ip-alert.ok>.ic{color:var(--teal-2)}.ip-alert.warn{background:var(--orange-soft);border-color:color-mix(in srgb, var(--orange-fill) 40%, transparent)}.ip-alert.warn>.ic{color:var(--orange)}.ip-alert.err{background:var(--red-soft);border-color:color-mix(in srgb, var(--red) 30%, transparent)}.ip-alert.err>.ic{color:var(--red)}.ip-cards{grid-template-columns:repeat(auto-fill,minmax(min(100%,270px),1fr));gap:14px;margin:0;padding:0;list-style:none;display:grid}.ip-cards>li{min-width:0}.ip-card{background:var(--bg);border:1px solid var(--line);border-radius:var(--r-lg);height:100%;color:var(--ink);flex-direction:column;gap:6px;padding:22px;text-decoration:none;transition:border-color .15s,box-shadow .15s,transform .15s;display:flex;position:relative}a.ip-card:hover{border-color:var(--navy-3);box-shadow:var(--shadow);color:var(--ink)}.ip-card:has(a:hover){border-color:var(--navy-3);box-shadow:var(--shadow);color:var(--ink)}@media (prefers-reduced-motion:no-preference){a.ip-card:hover{transform:translateY(-2px)}.ip-card:has(a:hover){transform:translateY(-2px)}}.ip-card:focus-within{outline:3px solid var(--focus);outline-offset:2px}.ip-card a:focus-visible,a.ip-card:focus-visible{outline:none}.ip-card>.ic{background:var(--teal-soft);width:46px;height:46px;color:var(--teal-2);border-radius:13px;place-items:center;margin-bottom:6px;display:grid}.ip-card>.ic .icon{width:23px;height:23px}.ip-card .t{color:var(--ink);margin:0;font-size:1.08rem;font-weight:700;line-height:1.3}.ip-card .t a{color:inherit;text-decoration:none}.ip-card .t a:after{content:"";border-radius:var(--r-lg);position:absolute;inset:0}.ip-card .d{color:var(--ink-2);font-size:.95rem;line-height:1.45}.ip-card .go{color:var(--navy-2);align-items:center;gap:6px;margin-top:auto;padding-top:8px;font-size:.94rem;font-weight:600;display:inline-flex}.ip-card .go .icon{width:1em;height:1em;transition:transform .15s}a.ip-card:hover .go .icon{transform:translate(3px)}.ip-card:has(a:hover) .go .icon{transform:translate(3px)}@media (prefers-reduced-motion:reduce){.ip-card,.ip-card .go .icon{transition:none}}.ip-linkset .card-links{grid-template-columns:repeat(auto-fill,minmax(min(100%,260px),1fr));gap:14px}.ip-linkset .card-links a{border-color:var(--line);background:var(--bg);flex-direction:column;gap:6px;padding:18px 46px 18px 20px;transition:border-color .15s,box-shadow .15s;display:flex;position:relative}.ip-linkset .card-links a:after{content:"";background:var(--navy-2);width:18px;height:18px;transition:transform .15s;position:absolute;top:21px;right:18px;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E") 50%/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E") 50%/contain no-repeat}.ip-linkset .card-links a:hover{border-color:var(--navy-3);box-shadow:var(--shadow)}.ip-linkset .card-links a:hover:after{transform:translate(3px)}.ip-linkset .card-links strong{margin:0;font-size:1.04rem;line-height:1.35}.ip-linkset .card-links span{font-size:.93rem;line-height:1.45}@media (prefers-reduced-motion:reduce){.ip-linkset .card-links a,.ip-linkset .card-links a:after{transition:none}}.ip-sec-head{max-width:760px;margin-bottom:clamp(18px,2.6vw,28px)}.ip-sec-head h2{margin-bottom:8px}.ip-sec-head p{color:var(--ink-2);margin:0;font-size:1.03rem}.ip-sec-row{flex-wrap:wrap;justify-content:space-between;align-items:end;gap:14px 24px;max-width:none;display:flex}.ip-sec-row>div{max-width:760px}.ip-read{max-width:68ch;font-size:1.04rem;line-height:1.68}.ip-read>:first-child{margin-top:0}.ip-read :is(ul,ol):not(.ip-checks,.ip-steps){padding-left:1.25em}.ip-read li{margin-bottom:.45em}.ip-read li::marker{color:var(--teal)}.ip-explain{grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;gap:clamp(16px,2.5vw,28px);display:grid}.ip-explain>*{background:var(--bg);border:1px solid var(--line);border-radius:var(--r-lg);min-width:0;padding:clamp(20px,2.8vw,32px)}.ip-explain h2{font-size:clamp(1.3rem,1.15rem + .6vw,1.6rem)}.ip-explain :is(ul,ol):not(.ip-checks,.ip-steps){padding-left:1.25em}.ip-explain li{margin-bottom:.55em;line-height:1.55}.ip-explain li::marker{color:var(--teal)}.ip-explain .ip-checks,.ip-explain .ip-steps{margin:0 0 1em}.ip-explain .ip-checks:last-child,.ip-explain .ip-steps:last-child,.ip-explain .ip-checks>li,.ip-explain .ip-steps>li{margin-bottom:0}.ip-explain .btn-row{margin-top:18px}@media (max-width:860px){.ip-explain{grid-template-columns:minmax(0,1fr)}}.ip-contact{grid-template-columns:repeat(auto-fill,minmax(min(100%,230px),1fr));gap:12px;margin:0;padding:0;list-style:none;display:grid}.ip-contact>li{background:var(--bg);border:1px solid var(--line);border-radius:var(--r-md);grid-template-columns:44px minmax(0,1fr);align-items:center;gap:4px 12px;margin:0;padding:14px 16px;display:grid}.ip-contact .ic{background:var(--teal-soft);width:44px;height:44px;color:var(--teal-2);border-radius:50%;grid-row:span 2;place-items:center;display:grid}.ip-contact .ic .icon,.ip-contact .ic svg{width:21px;height:21px}.ip-contact a{font:700 1.16rem/1.25 var(--font-num);color:var(--ink);overflow-wrap:anywhere;text-decoration:none}.ip-contact a:hover{color:var(--navy-2);text-decoration:underline}.ip-contact a.mail{font-size:1.02rem;font-family:var(--font);overflow-wrap:break-word;word-break:normal}.ip-contact small{color:var(--mute);font-size:.86rem;line-height:1.35;display:block}.ip-table{border:1px solid var(--line);border-radius:var(--r-md);background:var(--bg);-webkit-overflow-scrolling:touch;overflow-x:auto}.ip-table>table{margin:0}.ip-form .input,.ip-form .select,.ip-form .textarea{border-radius:var(--r-sm);min-height:50px;font-size:1.02rem}.ip-form .textarea{min-height:120px}.ip-form .field>label,.ip-form .field>.label,.ip-form legend.label{font-weight:600}.ip-form .input[aria-invalid=true],.ip-form .select[aria-invalid=true],.ip-form .textarea[aria-invalid=true]{border-color:var(--red);background:color-mix(in srgb, var(--red-soft) 60%, var(--bg))}.ip-form .err{align-items:flex-start;gap:6px;font-weight:500;display:flex}.ip-form .err:before{content:"";background:var(--red);flex:none;width:16px;height:16px;margin-top:2px;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.4' stroke-linecap='round'%3E%3Ccircle cx='12' cy='12' r='10'/%3E%3Cpath d='M12 7v6M12 17h.01'/%3E%3C/svg%3E") 50%/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.4' stroke-linecap='round'%3E%3Ccircle cx='12' cy='12' r='10'/%3E%3Cpath d='M12 7v6M12 17h.01'/%3E%3C/svg%3E") 50%/contain no-repeat}.ip-form .note.err:before,.ip-form .ip-alert .err:before{display:none}.ip-form .check{align-items:center;min-height:44px}.ip-form .check input{width:22px;height:22px}.ip-muted{color:var(--mute)}.ip-small{color:var(--mute);font-size:.9rem}.ip-stack>*+*{margin-top:clamp(16px,2.4vw,24px)}.ip-mt{margin-top:clamp(18px,2.6vw,28px)}@media (max-width:520px){.ip-hero .btn-row .btn,.ip-cta-full .btn-row .btn{width:100%}}.ip-hero .op-line{color:var(--ink-2);align-items:center;gap:12px;margin:0 0 12px;font-weight:600;display:flex}@media (max-width:600px){.ip-card{grid-template-columns:44px minmax(0,1fr);align-content:start;gap:4px 14px;padding:16px 18px;display:grid}.ip-card>.ic{border-radius:12px;grid-row:span 3;width:44px;height:44px;margin:0}.ip-card>.ic .icon{width:21px;height:21px}.ip-card .go{padding-top:4px}}