.home-hero{background:var(--mist);border-bottom:1px solid var(--line);padding:clamp(28px,5vw,64px) 0 clamp(36px,5vw,72px);position:relative;overflow:hidden}.home-hero:before{content:"";background:var(--teal-soft);opacity:.7;pointer-events:none;border-radius:50%;width:640px;height:640px;position:absolute;top:-220px;right:-180px}.home-hero .wrap{position:relative}.home-hero-grid{grid-template:"title card""sub card""more card"1fr/minmax(0,1fr) minmax(0,540px);align-items:start;gap:0 clamp(32px,5vw,72px);display:grid}@media (min-width:1100px){.home-hero-grid{grid-template-columns:minmax(0,1fr) minmax(0,560px)}}.home-hero-title{grid-area:title;padding-top:clamp(8px,4vw,56px)}.home-hero-card{grid-area:card}.home-hero-more{grid-area:more;padding-top:28px}.home-hero h1{max-width:15ch;margin-bottom:.4em;font-size:clamp(2.15rem,1.3rem + 2.9vw,3.4rem)}.home-hero-sub{color:var(--ink-2);grid-area:sub;max-width:44ch;margin:0;font-size:clamp(1.08rem,1rem + .45vw,1.28rem);line-height:1.55}.home-hero .ticks{color:var(--navy);flex-direction:column;gap:12px;font-size:1.04rem}.home-hero-links{flex-wrap:wrap;gap:8px 24px;margin:24px 0 0;display:flex}.home-hero-links a{align-items:center;gap:6px;min-height:44px;font-weight:700;text-decoration:none;display:inline-flex}.home-hero-links a:hover{text-decoration:underline}@media (max-width:960px){.home-hero-grid{grid-template-rows:none;grid-template-columns:minmax(0,1fr);grid-template-areas:"title""card""sub""more";row-gap:20px}.home-hero-title{margin:0;padding-top:0}.home-hero-more{padding-top:0}.home-hero h1{max-width:16ch}.home-hero .ticks{flex-direction:row;gap:10px 20px;font-size:.98rem}.home-hero:before{top:-360px;right:-300px}}@media (max-width:560px){.home-hero{padding-top:22px}.home-hero h1{font-size:clamp(1.95rem,1.2rem + 3.6vw,2.4rem)}.home-hero-sub{font-size:1.04rem}.home-hero .ticks{flex-direction:column;gap:10px}.home-hero-links{margin-top:14px}}.qs{border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);background:#fff;padding:clamp(20px,3vw,32px)}.qs-title{margin:0 0 18px;font-size:clamp(1.3rem,1.15rem + .6vw,1.55rem)}.qs-step{margin:0 0 20px}.qs-step>legend,.qs-label{color:var(--navy);align-items:center;gap:10px;margin:0 0 12px;font-size:1.05rem;font-weight:700;display:flex}.qs-no{background:var(--navy);color:#fff;width:28px;height:28px;font:800 .88rem/1 var(--font-num);border-radius:50%;flex:none;place-items:center;display:inline-grid}.qs .op-chips{grid-template-columns:repeat(auto-fill,minmax(146px,1fr))}.qs .op-chip>span,.qs .op-chip-btn{gap:9px;padding-right:10px;font-size:.98rem}.qs-more{margin-top:10px}.qs-more[hidden]{display:none}.qs-price{max-width:260px}.qs-price .input{min-height:56px;font-size:1.3rem;font-weight:700}.qs .hint{margin-top:8px}.qs-preview{margin:0 0 16px;display:none}.qs-preview.on{border-radius:var(--r-md);background:var(--teal-soft);color:var(--ink);align-items:flex-start;gap:10px;padding:12px 14px;font-size:.98rem;line-height:1.45;display:flex}.qs-preview .icon{background:var(--teal);color:#fff;stroke-width:3px;border-radius:50%;width:22px;height:22px;margin-top:1px;padding:3px}.qs-preview b{color:var(--teal-2)}@media (max-width:560px){.qs .op-chips{grid-template-columns:repeat(2,minmax(0,1fr))}.qs .op-chip>span,.qs .op-chip-btn{min-height:48px;padding-right:8px;font-size:.96rem}.qs-price{max-width:none}}.cheap-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:0;padding:0;list-style:none;display:grid}.cheap-card{border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);background:#fff;flex-direction:column;gap:10px;padding:20px 22px 22px;transition:border-color .15s,box-shadow .15s,transform .15s;display:flex;position:relative}.cheap-card:hover{box-shadow:var(--shadow);border-color:#b9c9df}.cheap-card:focus-within{border-color:var(--navy-2)}.cheap-card.is-owner{border-color:#c9d8f2}.cheap-top{align-items:center;gap:12px;min-width:0;display:flex}.cheap-pos{background:var(--mist-2);width:26px;height:26px;color:var(--ink-2);font:800 .82rem/1 var(--font-num);border-radius:50%;flex:none;place-items:center;display:inline-grid}.cheap-card .ocard-plan a:after{content:"";border-radius:inherit;position:absolute;inset:0}.cheap-card .ocard-plan a:focus-visible{outline:none}.cheap-card .ocard-plan a:focus-visible:after{outline:3px solid var(--focus);outline-offset:2px}.cheap-card .badge{align-self:flex-start}.cheap-card .pm{margin-top:4px}.cheap-card .sched{margin-top:-4px}.cheap-card .ofacts{border-top:1px solid var(--line);flex-direction:column;gap:6px;margin-top:auto;padding-top:12px}.cheap-foot{flex-wrap:wrap;align-items:center;gap:12px 24px;margin-top:22px;display:flex}.cheap-foot p{flex:320px;margin:0;font-size:.92rem}.cheap-promo{margin-top:28px}.cheap-promo .promoted{margin-bottom:0}@media (max-width:1000px){.cheap-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:640px){.cheap-grid{grid-template-columns:minmax(0,1fr)}.cheap-grid>li:nth-child(n+4){display:none}}.promoted-compact .promoted-head{margin-bottom:14px}.campaign-line{color:var(--ink-2);flex-wrap:wrap;align-items:center;gap:4px 10px;margin-top:0;margin-bottom:4px;font-size:.95rem;display:flex}.campaign-line .icon{color:var(--orange);width:20px;height:20px}.campaign-line strong{color:var(--navy)}@container (min-width:900px){.promoted-compact .promoted-body{grid-template-columns:minmax(0,1fr) auto minmax(0,1.1fr) auto;grid-template-areas:"id price facts act";align-items:center;gap:12px 32px}.promoted-compact .promoted-body .ofacts{flex-direction:column;gap:4px;margin:0}.promoted-compact .ocard-price .pm{font-size:1.7rem}}.how{grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(16px,3vw,40px);margin:0;padding:0;list-style:none;display:grid}.how>li{border-radius:var(--r-lg);border:1px solid var(--line);background:#fff;padding:22px 22px 24px;position:relative}.how>li:not(:last-child):after{content:"";border-top:2.5px solid var(--teal);border-right:2.5px solid var(--teal);z-index:1;width:12px;height:12px;position:absolute;top:62px;right:calc(clamp(16px,3vw,40px)/-2 - 7px);transform:rotate(45deg)}.how .step-art{width:120px;height:88px;margin-bottom:16px;display:block}.how-no{color:var(--teal-2);margin:0 0 4px;font-size:.92rem;font-weight:700}.how h3{margin-bottom:8px;font-size:1.2rem}.how p:last-child{color:var(--ink-2);margin:0}@media (max-width:860px){.how{grid-template-columns:minmax(0,1fr);gap:14px}.how>li{grid-template-columns:96px minmax(0,1fr);align-items:start;column-gap:18px;display:grid}.how>li>:not(.step-art){grid-column:2}.how .step-art{grid-row:1/span 3;width:96px;height:70px;margin:0}.how>li:not(:last-child):after{display:none}}@media (max-width:420px){.how>li{grid-template-columns:minmax(0,1fr)}.how>li>:not(.step-art){grid-column:1}.how .step-art{grid-row:auto;margin-bottom:12px}}.why-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin:0;padding:0;list-style:none;display:grid}.why-grid>li{border-radius:var(--r-lg);border:1px solid var(--line);background:#fff;padding:24px 22px}.why-grid .icon-tile{margin-bottom:16px}.why-grid h3{margin-bottom:8px;font-size:1.12rem}.why-grid p{color:var(--ink-2);margin:0;font-size:.97rem}@media (max-width:1000px){.why-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:560px){.why-grid{grid-template-columns:minmax(0,1fr)}}.tool-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:0;padding:0;list-style:none;display:grid}.tool-grid a{border:1px solid var(--line);border-radius:var(--r-lg);height:100%;color:var(--ink);background:#fff;align-items:center;gap:16px;padding:18px;text-decoration:none;transition:border-color .15s,box-shadow .15s;display:flex}.tool-grid a:hover{box-shadow:var(--shadow-sm);border-color:#b9c9df}.tool-text{gap:3px;min-width:0;display:grid}.tool-text strong{color:var(--navy);font-size:1.05rem}.tool-text span{color:var(--ink-2);font-size:.93rem;line-height:1.45}.tool-go{color:var(--mute);width:20px;height:20px;margin-left:auto}.tool-grid a:hover .tool-go{color:var(--navy-2)}.tool-all{background:var(--mist)!important;border-style:dashed!important}@media (max-width:760px){.tool-grid{grid-template-columns:minmax(0,1fr)}}.stats-teaser{grid-template-columns:minmax(0,.8fr) minmax(0,1.5fr);align-items:stretch;gap:16px;display:grid}.stats-kpis{align-content:start;gap:12px;display:grid}.stats-teaser .chart-fig{padding:18px 20px 14px}@media (max-width:900px){.stats-teaser{grid-template-columns:minmax(0,1fr)}.stats-kpis{grid-template-columns:repeat(3,minmax(0,1fr))}}@media (max-width:640px){.stats-kpis{grid-template-columns:minmax(0,1fr)}}.guide-cards{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:0;padding:0;list-style:none;display:grid}.guide-cards a{border:1px solid var(--line);border-radius:var(--r-lg);height:100%;color:var(--ink);background:#fff;flex-direction:column;gap:8px;padding:22px;text-decoration:none;transition:border-color .15s,box-shadow .15s;display:flex}.guide-cards a:hover{box-shadow:var(--shadow-sm);border-color:#b9c9df}.guide-cat{border-radius:var(--r-pill);background:var(--mist-2);color:var(--ink-2);align-self:flex-start;padding:3px 10px;font-size:.8rem;font-weight:700}.guide-cards strong{color:var(--navy);font-size:1.15rem;line-height:1.3}.guide-ex{color:var(--ink-2);-webkit-line-clamp:3;line-clamp:3;-webkit-box-orient:vertical;font-size:.95rem;display:-webkit-box;overflow:hidden}.guide-go{color:var(--navy-2);align-items:center;gap:6px;margin-top:auto;padding-top:6px;font-size:.95rem;font-weight:700;display:inline-flex}.guide-cards a:hover .guide-go{text-decoration:underline}@media (max-width:960px){.guide-cards{grid-template-columns:minmax(0,1fr)}}.local-links{border-top:1px solid var(--line);flex-wrap:wrap;align-items:center;gap:10px 16px;margin-top:28px;padding-top:22px;display:flex}.local-links h3{color:var(--ink-2);margin:0;font-size:1rem}.local-links ul{flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none;display:flex}.local-links a{border-radius:var(--r-pill);border:1px solid var(--line-2);min-height:40px;color:var(--navy);background:#fff;align-items:center;padding:6px 14px;font-size:.93rem;font-weight:600;text-decoration:none;display:inline-flex}.local-links a:hover{border-color:var(--navy-2);color:var(--navy-2)}.faq-wrap{grid-template-columns:minmax(0,.75fr) minmax(0,1.5fr);align-items:start;gap:20px clamp(24px,5vw,64px);display:grid}.faq-wrap .faq{max-width:none}@media (max-width:900px){.faq-wrap{grid-template-columns:minmax(0,1fr)}}.final-band{border-radius:var(--r-lg);background:var(--teal-soft);border:1px solid #c6e9da;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);align-items:center;gap:20px 48px;padding:clamp(24px,3.6vw,40px);display:grid}.final-band h2{margin-bottom:8px;font-size:clamp(1.45rem,1.2rem + 1vw,1.95rem)}.final-band p{color:var(--ink-2);margin:0}.final-band .btn-row{margin-top:20px}.final-help{border-radius:var(--r-md);box-shadow:var(--shadow-sm);background:#fff;padding:18px 20px}.final-help p{color:var(--navy);align-items:center;gap:8px;margin:0 0 10px;font-weight:700;display:flex}.final-help p .icon{color:var(--teal-2)}.final-help ul{gap:4px;margin:0;padding:0;list-style:none;display:grid}.final-help a{min-height:40px;color:var(--navy);flex-wrap:wrap;align-items:baseline;gap:2px 10px;padding:6px 0;text-decoration:none;display:flex}.final-help a b{font-size:1.15rem;font-weight:800}.final-help a span{color:var(--mute);font-size:.88rem}.final-help a:hover b{color:var(--navy-2);text-decoration:underline}.final-help li+li{border-top:1px solid var(--line)}@media (max-width:860px){.final-band{grid-template-columns:minmax(0,1fr)}}